I play NL.
Always have the max 100 bets in front. My bankroll is 44.5x the max buy in at the tables i play. I definately have the skill to move up to the next level and would have 22x the max buy in, however its still uncomfortable playing up there besides moderat succes.

Is playing scared with a roll 22X the buy in stupid?

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I get more ass than a toilet seat. All shapes/colors/sizes.

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Estimate: so you're playing $2/4 NL buy in = $400 and you have about $17000 as your bankroll.

I would advise moving to $5/$10 with only $17000.. the game gets a bit trickier there.... Your probably ok at $3/6 NL

At this level I'd probably trust your own judgement .......

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See me playing $10/$20NL like it was play money

http://video.google.co.uk/videoplay?...405&q=xxdemexx

Doberman: "but Sarge, isn't poker gambling and just luck?"
Sgt. Bilko:" not the way I play it"

i'll assume that he's not play 2/4 because his sig said that he's made 2.4k this year.

just remember it's okay to be riskaverse at times, but you should still move up eventually or else you will be grinding out a really low pay.

It really depends on the limit and bankroll depletion in my opinion. If you are playing very low stakes, I would say 22x the max is plenty of money for those NL games, since you probably have other income and are not depleting your bankroll, and, IMO it is much more profitable to have a 5% chance to go broke versus winning 2x as much money or going broke 1% of the time and getting the return you do now, since, in the worst case, you can replenish your bankroll for low stakes games quite easily, even if you are just a college student or whatever. In the bigger games, it is much more difficult to simply replenish a lost bankroll, and I would want more than 22x in general; however, I would definitely 'take shots' at some games where you only have 20 or so x the max buy in. This basically means starting to play and if you run into a couple bad sessions, move back down.

It is never going to be profitable if you are playing scared though, you will prolly miss some bets and chances to win uncontested pots, you have to make up your mind that you are ready to move up to the higher limits

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If there wern't luck involed i guess id win everyone

I would do it. If you have a bad streak and dip below 10x the max buy in, then id back off. there also could be a big difference in skill if your talking about going from 2/4 to 4/8nl...personally, im happy with 5x max buy in..