Incentives is right. 20% rake for a sng is ridiculous and is what has turned me away from many sites. UB has a 5+.50 but competition is brutal.

As stated earlier the numbers are too small, but I would venture to say that you're playing too aggressive early on. Sometimes it works out for you and you end up with a big stack to play throughout the game. I would venture to say that most of the time you're losing it though and end up 8th. The advice given here was good. Play tight early on.